Peter Vogel has extensive experience in underwriting and credit analysis, currently serving as Lead Underwriting at re:cap since July 2024 and as a Senior Underwriter at Moss | Spend Smarter since June 2022. Prior roles include Underwriting Specialist at Billie and a Master's Working Student in Credit & Lending at HSBC. Peter began the career as a Commercial Credit Officer at Cambridge Savings Bank after holding positions as a Commercial Credit Analyst and a Small Business Administration Intern at TD. Peter holds a Bachelor of Science in Financial Management with an Accounting minor from Clemson University and has pursued further education, including a Master's degree in International Business at Cologne University of Applied Sciences and various exchanges at prestigious institutions.