REFI2 is a tokenized private credit protocol bringing real-world yield on-chain, built on Solana.

The protocol is backed by a book of Canadian second-lien residential mortgages, connecting one of the most durable credit markets in the world to programmable, composable on-chain finance.

DeFi has long forced a choice between yield, liquidity, and quality. We call this the Yield Trilemma, and REFI2 was designed to solve it. Yield comes from real borrowers and real collateral, not token emissions or reflexive incentive loops. Liquidity lives on-chain. Quality is enforced at the asset level.

Compliance is built into the protocol itself, not bolted on. Using Solana’s Token-2022 transfer hooks, KYC enforcement happens at the token layer: REFI2 functions as a hard-pegged stablecoin, while sREFI2 is a non-transferable, KYC-gated staking token that carries the yield. Institutions get regulatory-grade controls. Users get DeFi-native access.

As autonomous agents begin to discover, transact, and settle value on-chain, the demand for stable, structurally sound yield will only grow. REFI2 is building the credit infrastructure that agentic commerce will run on.

Real assets. Real yield. On-chain.

Refi2

Org chart

Teams

Offices

Refi2

Org chart

Teams

Offices

Related companies