Ray Dinstel

Ray has broad leadership experience in operations, sales and underwriting in the Life/LTC industry. Most recently Ray was Vice President of Operations for Pacific Life, where he oversaw BGA sales, new business, underwriting, licensing, finance, and customer service. Prior to that, Ray served as Senior Vice President of Underwriting and Medical at Genworth for 12 years and held numerous leadership roles in sales and underwriting at USAA earlier in his career. Ray’s many professional designations include Chartered Life Underwriter (CLU), Chartered Financial Consultant, and Fellow of the Academy of Life Underwriting. He is also a member of the CLU Society and AHOU and has served on a wide range of industry councils and executive committees over the years.