prem.karthik

Prem Karthik is an experienced professional currently serving as AVP & Regional Head at Refyne India since June 2022. Prior to this role, Prem Karthik accumulated over a decade of experience at HDFC Life, holding various positions such as Associate Regional Manager, Territory Manager, Senior Corporate Sales Manager, and Management Trainee from June 2012 to July 2022. Prem Karthik holds a Master of Business Administration (M.B.A.) in Marketing from Bharathidasan Institute of Management Tiruchirapalli, completed between 2010 and 2012.