Prem karthik

Prem Karthik is an accomplished professional with over a decade of experience in the financial services sector, currently serving as AVP & Regional Head at Refyne India since June 2022. Prior to this role, Prem Karthik spent ten years at HDFC Life, where progression included titles such as Associate Regional Manager, Territory Manager, Senior Corporate Sales Manager, and Management Trainee. Prem Karthik holds a Master of Business Administration (M.B.A.) in Marketing from Bharathidasan Institute of Management Tiruchirapalli, obtained between 2010 and 2012.