Santosh Havale is an experienced credit risk analyst currently employed at Refyne India since July 2022. Prior to this role, Santosh worked at Jai Kisan Multi-Purpose Co-op Bank Borgaon as an accountant from February 2015 to January 2018. From September 2019 to July 2022, Santosh held the position of senior escalation specialist at Medlife International Private Limited, focusing on understanding and resolving customer issues and complaints within the turnaround time. Santosh holds a Bachelor of Commerce degree from Karnatak University, earned between 2009 and 2012.
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