Toby Cook is a Senior Credit Officer at Regions Bank, where they manage the approval and commitment processes for a diverse loan portfolio exceeding $2 billion. Previously, Toby held various roles at Moodys Corporation, including Assistant Vice President and Vice President - Manager, where they led credit committees and spoke at industry conferences. Toby began their career as a Community Affairs Analyst at the Federal Reserve Bank of Dallas and has significant experience in analyzing credit quality across multiple sectors. They earned a Master's degree from the University of North Texas and a Bachelor of Science from Oregon State University.
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