Michelle He, PhD, CFA, is the Co-Founder and COO of Abound & Render, where they focus on transforming consumer finance through a customer-oriented, data-driven approach. They obtained a PhD in artificial intelligence and machine learning from the National University of Singapore and have over 14 years of experience in banking and consulting, including leadership positions at EY. Michelle has a proven track record in driving complex banking transformations and developing innovative solutions for global Fintech firms. Currently, they are passionate about using Open Banking to expand access to low-cost credit and improve financial health.
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