S Utsav & Associates is a Surat-based Chartered Accountancy firm helping ambitious businesses raise capital, build financial discipline, and expand across India and the UAE. Led by a Fellow Chartered Accountant with 15+ years of experience, the firm brings structure, clarity, and control to the financial matters of promoters, families, and growing businesses.

We work across three core areas:

Fundraising – Structuring and presenting businesses for bank finance, structured debt, equity participation, and cross-border funding.

Strategic CFO Services – Ongoing financial leadership (CFO Lite and CFO Extended) that brings discipline to reporting and clarity to decision-making.

UAE & India Business Setup and Compliance – End-to-end company formation, banking, and regulatory oversight for founders expanding across borders.

Beyond these, the firm also offers Transaction and Deal Advisory, Sector Specific Advisory (Real Estate and Renewable Energy), and AI Consulting for finance and business process automation.

Our approach is built on discipline, not routine: deep experience with promoter-driven organisations, practical and structured advisory, and a firm commitment to professional ethics and confidentiality.

Surat, Gujarat, India | Serving clients across India and UAE
+91 80000 78495 | info.sutsav@gmail.com

Disclaimer: This content is for informational purposes and does not constitute a solicitation. Services are rendered only upon formal engagement, per the Chartered Accountants Act, 1949, and ICAI regulations.

S Utsav & Associates

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S Utsav & Associates

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