Muhammad Junaid is a Senior Manager at Saudi Awwal Bank (SAB) - HSBC, specializing in strategy, system management, risk management, and control. With nearly 18 years of experience in the banking sector, Junaid has honed expertise in debt management, digitization, and operational excellence. They hold a Bachelor of Commerce degree from Karachi University and have successfully led critical projects, including the integration of collections during the significant merger between SABB and Alawwal. Junaid excels in utilizing data analytics to enhance risk management capabilities and improve portfolio performance.
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