Workers across the U.K. are being held back by their credit score. SALAD is here to change that. 

We provide small, affordable loans to meet people’s urgent needs now, and help develop their financial well-being so they can make good decisions with money in the future. 

We are a for-profit social enterprise: the first truly responsible lender of our kind. We believe lending should be fair and everyone should be treated equally.

We wish we didn’t need to exist, but we do. Many people struggle when faced with unexpected costs. Rather than take advantage of money misery, we want to end it. 

SALAD is different because:

– We exist to solve the high-cost loan problem
– Our service funds free financial well-being support in the form of benefits checking.
– We behave responsibly and we invite scrutiny
– We use open banking for loan approval, not credit scores

How does SALAD work?

We offer loans of between £500 and £2000, paid back over 12,18 or 24 months to workers across the UK. 

The application process is quick and easy, and repayments are made via Direct Debit or VRP (Variable Recurring Payment).

By using SALAD people can avoid payday lenders and unplanned overdraft fees. 

Knowledge is the key to power

Meeting immediate money needs is important, but it’s not enough. We want people to be able to improve their financial knowledge and live without money-related stress. 

That’s why we use our profit to pay for personalised financial well-being for all.

SALAD

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