Secure Trust Bank PLC is a United Kingdom-based retail bank. The Company's diversified lending portfolio focuses on two sectors: Business Finance and Consumer Finance. The Company focuses on Business Finance sector through its Real Estate Finance Asset Finance and Commercial Finance divisions. The Company focuses on Consumer Finance sector through its Motor Finance and Retail Finance divisions. The Company's lending business is sourced through selected business partners and through online channels.

Banking

Secure Trust Bank

David McCreadie

John Griffin

David Parsons

James Hodkinson

Darrell Pulver

Matthew Hatton

Rachel Lawrence

Chris Harper

The Risk Management Team at Secure Trust Bank plays a critical role in identifying, assessing, and mitigating risks across the bank's diverse lending operations. This team develops and implements risk management strategies related to credit, market, operational, and compliance risks, ensuring adherence to regulatory requirements and internal policies. By leveraging data analytics and monitoring frameworks, they safeguard the bank’s assets and promote sustainable growth in both Business and Consumer Finance sectors.

Risk Management Team

The Finance Team at Secure Trust Bank plays a crucial role in driving the bank's financial strategy and performance across its diverse lending portfolio. This team manages financial planning and analysis, regulatory reporting, and cash allocation, ensuring robust compliance and optimal resource allocation. With expertise spanning from product management to sales and structured finance, they collaborate to support both Business and Consumer Finance sectors while enhancing the bank's overall profitability and sustainability.


Finance Team

The Operations Team at Secure Trust Bank is responsible for ensuring efficient and effective business processes across both Business and Consumer Finance sectors. This team manages critical functions such as compliance monitoring, risk assessment, and operational strategy optimization, while also overseeing IT security and financial crime prevention. Collaborating with various stakeholders, they drive continuous improvement and uphold the bank's commitment to operational excellence and regulatory compliance.

Operations Team

The Leadership Team at Secure Trust Bank is responsible for setting the strategic direction and overall vision of the bank, ensuring alignment across its diverse lending sectors of Business and Consumer Finance. This team oversees operational efficiencies, risk management, financial performance, and regulatory compliance while fostering strong partnerships and driving innovation within the organization. Through their leadership, they aim to maintain the bank’s competitive edge and enhance customer service delivery across all channels.

Leadership Team

The Sales and Business Development Team at Secure Trust Bank is responsible for driving growth in both the Business and Consumer Finance sectors. This team focuses on building strategic partnerships and relationships with key stakeholders, identifying new market opportunities, and optimizing sales channels to effectively promote the bank's diverse lending products. With expertise in areas such as real estate and vehicle finance, the team collaborates closely to enhance client engagement and support the overall business strategy.

Sales and Business Development Team

The Legal and Compliance Team at Secure Trust Bank is responsible for ensuring adherence to regulatory standards and legal requirements across the bank's operations. They work to mitigate risks related to financial crime, oversee compliance with financial regulations, and provide legal guidance to support business initiatives. The team also implements policies and controls to protect the bank's assets and maintain its reputation.

Secure Trust Bank

Org chart

Teams

Risk Management Team

Finance Team

Operations Team

Leadership Team

Sales and Business Development Team

Legal and Compliance Team

Offices

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