Tim Abraham, CIC, has extensive experience in the insurance industry, currently serving as Vice President of Underwriting for Selective Insurance since September 2007, focusing on the Heartland Region. Prior to this role, Tim held various positions at Montgomery Insurance, including Commercial Insurance Underwriting Manager and Business Management Specialist, from September 2002 to September 2007. Earlier experience includes Senior Commercial Underwriter roles at Auto-Owners Insurance and Zurich Insurance Company Ltd, as well as a significant tenure at CIGNA Insurance Company, where Tim progressed through several positions from Senior Commercial Agribusiness Underwriter to Commercial Lines Underwriting Assistant from June 1985 to October 2000.