Sephira Risk Solutions is an independent consulting firm delivering Finance, Risk and Actuarial advisory services to the global insurance and reinsurance markets.

We are trusted by boards, regulators and investors to provide rigorous analysis, clear insight and independent assurance. Our work focuses on helping clients navigate complex financial, actuarial and regulatory challenges with confidence, clarity and control.

Sephira operates entirely free of audit conflicts. Our independence is fundamental to the way we work—ensuring objective, commercially grounded advice that is aligned to client needs and delivered with complete professional integrity.

Our professionals bring deep experience across Reserving, Capital & Solvency, Transactions, IFRS 17 and Risk Modelling. The firm is led by senior actuaries who have held statutory signing roles under Solvency II, the Bermuda EBS regime, and the Central Bank of Ireland’s Domestic Actuarial Regime.

Sephira is an affiliate of Nascent Group, the Bermuda-headquartered insurance management, ILS servicing and reinsurance transformation specialist, providing embedded actuarial support within Nascent’s turnkey client platform.

Key markets served: Ireland, Bermuda, the UK, the Middle East and wider international markets.

Sephira Risk Solutions

Andy Smyth

This department provides expert analysis and advice on risk management and financial matters, focusing on actuarial services.

Sephira Risk Solutions

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Teams

Actuarial Consulting

Offices

Sephira Risk Solutions

Org chart

Teams

Actuarial Consulting

Offices

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