Iona Yin

Iona Yin is a Commercial Credit Analyst at Shift since May 2022, specializing in credit underwriting for large ESME, corporate, and mid-market clients, with expertise in assessing complex multi-entity structures and various financing options. Prior experience includes roles as a Credit Analyst at Indigenous Business Australia, focusing on cashflow finance and financial analysis, and Auditor positions at Earlypay Equipment and GE Capital that involved debtor finance audits and risk assessment. Previous roles also include Credit Controller at Scottish Pacific (BFS) Pty Ltd, Bookkeeper in a freelance capacity, and Accounts Clerk at Horseley Dental Supplies. Iona holds a Bachelor of Business and Commerce in Accounting from Western Sydney University and has completed multiple courses in commercial loans and financial accounting through Moody's Analytics.