Ray Beshara

Ray Beshara currently serves as the Group Credit Risk Manager at SilverChef since October 2020, providing leadership in credit risk strategy, framework development, and trend analysis while partnering with sales leaders. Prior experience includes roles at Commonwealth Bank, where Ray was the Executive Manager of Credit Policy Redesign and held various executive roles in risk management. At Bankwest, Ray managed key strategic initiatives and oversaw substantial credit portfolios across multiple regions. Earlier career experiences include leadership positions at GE Capital and Commonwealth Bank, focusing on risk management and sales across diverse banking sectors. Ray Beshara holds a Post Graduate Diploma in Banking Management from Macquarie Graduate School of Management, is a Certified Practising Accountant through the Australian Society of CPAs, and possesses a Bachelor's degree in Accounting and Economics from Macquarie University.