SIMERP Advisors helps businesses unlock hidden savings in their payroll taxes—specifically through a powerful FICA tax credit—while providing their employees with zero-cost wellness benefits backed by Revive Health. Through our streamlined program, companies save $640 per employee annually with no net cost to the business or employee. In return, employees gain unlimited virtual care, free prescriptions, and mental health support.

A SIMERP health plan is a Self-Insured Medical Expense Reimbursement Program, designed for employers to offer supplemental health benefits to their employees while reducing payroll taxes and overall healthcare costs for both parties at no net cost to either the employer or employee.

EMPLOYER & EMPLOYEE BENEFITS

•	Employers can save approximately $640 per employee annually through payroll tax reductions.
•	Employees gain access to a wider range of benefits, such as dental, vision, no co-pay Telehealth, accident/disability coverage, and wellness resources, often at no net cost and in some cases, employees see a small 
increase in their take home pay.
•	SIMERP programs also focus on preventative care, which helps lower absenteeism and improves employee satisfaction and retention.
•	Plans are designed to be ERISA, ACA, HIPAA, and IRS-compliant, requiring proper plan documents and integration with Section 125 cafeteria plans for pre-tax payroll deductions.

HOW SIMERP WORKS:

•	Employers provide payroll and employee data to set up the program.
•	A mock payroll run shows financial impact and tax savings.
•	Employees are enrolled (often monthly including new hires) and receive a personal health dashboard and access to benefits.
•	The plan is automated for payroll integration and usually requires minimal ongoing HR involvement.

IDEAL BUSINESSES

•	Best suited for businesses with at least 25 full-time employees
•	Delivers value for employers facing high healthcare or payroll tax costs and seeking a benefits upgrade for employees.

SIMERP Advisors

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SIMERP Advisors

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