Smart CFO is a fractional CFO agency based in Houston, Texas, serving small and mid-sized businesses across the United States.

We help business owners grow profitably, manage cash flow, and become exit-ready — whether they plan to sell their business or not.

Our services include:

Cash Flow & Profitability Management

Business Valuations & Exit Planning

Financial Dashboards powered by AI

Strategic Growth & M&A Advisory

📍 Based in Houston, Texas — serving clients nationwide.
💡 Our mission: empower business owners with clarity, financial discipline, and strategies to scale and secure their legacy.

Smart CFO

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