Erik Punger is the Head of Risk and Compliance at SmartCap, a position held since 2025. Previously, they served as a Lawyer at Citadele banka Estonian Branch in 2016, developing policies for corporate legal affairs and regulatory compliance. From 2017 to 2019, Erik was the Head of European Affairs at Estonian Railways, representing the organization in international EU railway matters. Before that, they held various roles at IPF Digital from 2014 to 2025, focusing on compliance and risk management across multiple markets. Erik holds a Master's degree in Law from the University of Tartu and a Master's degree in Human Rights from Ruhr University Bochum.
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