smava is a leading loan portal in Germany. They make personal loans transparent, fair and affordable for consumers. Based on digital processes, smava compares loan offers from more than 20 banks, ranging in value from €1,000 to €120,000. In this way, borrowers can choose and conclude the deal most favourable to them. On average, borrowers pay at smava more than 35 percent less for their loan compared to the national average. In 2018, the volume of loans originated through smava was over $2 billion, with a total of more than $5 billion since inception. As one of the largest fintech businesses in Germany, smava employs around 600 staff with over 45 nationalities under the direction of an experienced management team with strong backgrounds in finance and technology. The company is based in Berlin. To date, highly renowned investors such as Vitruvian, Verdane Capital, Runa Capital and Earlybird have invested a total of $135 million in smava.  


Finance

smava

Workplace Management

The Marketing team at smava drives customer acquisition and brand awareness by implementing multi-channel strategies that enhance the company's visibility and engagement. They manage SEO, online and performance marketing, partnerships, and creative campaigns to ensure optimal reach and effectiveness. The team also collaborates with banks and financial institutions to develop partnerships and boosts loan application growth through innovative marketing approaches, providing analytical insights to refine and adapt tactics in real-time.

Marketing

The People Operations and Talent Acquisition team at smava is pivotal in nurturing the company’s dynamic and diverse workforce. This team is responsible for attracting, recruiting, and retaining top talent across various departments, including technology and sales. By spearheading employee engagement, development programs, and streamlined HR operations, they ensure a productive and inclusive workplace that supports smava’s mission of making personal loans more transparent, fair, and affordable for consumers.

People Operations, Global Talent Acquisition

The Engineering Team at smava is responsible for developing, maintaining, and optimizing the company's loan portal, ensuring a seamless user experience for consumers. This includes frontend and backend development, system administration, quality assurance, and data engineering. The team’s efforts directly contribute to making personal loans transparent, fair, and affordable by integrating advanced digital processes and maintaining high standards of performance and security.

Engineering Team

The Sales Team at smava is responsible for driving the company's revenue growth by generating new business, maintaining relationships with existing customers, and optimizing the sales process. They work closely with individuals and businesses to understand their loan needs, offer the most suitable financial products, and ensure seamless end-to-end customer service. This team collaborates with various departments to enhance sales strategies, achieve targets, and contribute to smava's mission of making personal loans transparent, fair, and affordable.

Sales Team

The Data Science & Business Analysis team at smava harnesses advanced data analytics and business intelligence to optimize loan product recommendations, improve customer experience, and drive strategic decision-making. By leveraging machine learning models and deep analysis of market trends, they ensure the precision and efficacy of loan comparison tools, contributing to increased user satisfaction and financial transparency.

Data Science & Business Analysis

The Leadership Team at smava is responsible for setting the strategic direction and vision of the company while ensuring operational excellence across all departments. Comprising experts in finance, marketing, sales, and human resources, this team fosters innovation and collaboration to enhance the customer experience and drive growth in the competitive fintech landscape. They also oversee the alignment of company goals with market needs, leveraging diverse insights to sustain smava's position as a leading loan portal in Germany.

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Other teams

Marketing

People Operations, Global Talent Acquisition

Engineering Team