David Leal is an accomplished finance professional with extensive experience in credit management and underwriting. Currently serving as the Head of Credit at Golden Pacific Bank, a Division of SoFi, N.A., David leads the recruitment and development of a high-performing credit team while managing commercial underwriting and loan servicing. Previously, David held the position of Senior Vice President - Regional Underwriting Officer at AgWest Farm Credit, overseeing credit approvals for a $3B agricultural portfolio and leading a high-volume underwriting team. David's history includes significant roles in commercial banking, notably as a Senior Vice President at Mission Community Bank and Vice President at Banner Bank, where exceptional loan growth and strong client relationships were consistently achieved. Academic credentials include an Executive Leadership & Financial Management degree from Pacific Coast Banking School and an MBA in Finance from Willamette University.
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