David O'Nions is a seasoned financial services leader with over 20 years of experience specializing in fintech-driven innovation, risk management, and strategic planning. As Chief Risk Officer at Bayview Asset Management, David oversaw various aspects of risk and compliance, enhancing operational efficiency and loan pricing strategies. David was a founding team member at ING DIRECT Bank FSB, where they played a crucial role in establishing risk governance and credit strategies, significantly contributing to the bank's digital lending success. David has also held key leadership positions at Capital One and has been active on several advisory boards, shaping industry standards in risk management. Currently, David is involved in Credit Risk Management at SoFi and is pursuing additional education at the Alfred Lerner College of Business & Economics at the University of Delaware.
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