Flora Chang is an Associate Director at S&P Global Ratings, bringing over 10 years of experience in equity and credit research, particularly in the Asia Pacific region. Previously, Flora held positions as Associate Director and Credit Analyst at Standard Chartered Bank, and as Senior Research Associate at AB Bernstein, focusing on healthcare and macroeconomic research. Flora earned an MBA from INSEAD and a Bachelor's degree in Finance from National Taiwan University, with additional studies in Law and Economics at Universiteit Leiden.
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