Markus Schmaus is a Managing Director and Analytical Manager at S&P Global Ratings, where they lead financial institutions ratings and research initiatives on the future of banking. With extensive experience in the finance sector, they previously served as a Senior Director at S&P Global Ratings from 2008 to 2023, focusing on bank credits in Northern Europe and the impact of fintech disruption. Prior to their roles at S&P, Markus was a Vice President at Deutsche Bank, where they acted as a Senior Credit Officer.
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