Michael Graffeo is an Associate Director at S&P Global Ratings, bringing nearly 15 years of experience in credit risk analysis focused on fixed income research and the evaluation of credit ratings for over 7,000 transactions related to residential mortgage-backed securities (RMBS). Previously, Michael worked as a Ratings Analyst and Research Assistant at Standard & Poor's, specializing in structured finance. Michael holds an MBA in Finance and a BS in Communication Arts/Computer Science from St. John's University, where they also served as a Graduate Assistant in the Higher Education Opportunity Program.
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