Marcelo Freitas is a seasoned professional with 37 years of experience in credit and risk management, currently serving as a Senior Commercial Credit Manager at Stone since 2025. Previously, Marcelo held various significant roles including Retail Credit and Franchise Manager at Bradesco from 2021 to 2024 and Credit Coordinator at HSBC Commercial Banking from 2010 to 2016. Marcelo's earlier career includes a tenure as a Senior Credit Analyst at Banco Bamerindus from 1989 to 1997 and contributions to HSBC in multiple capacities between 1999 and 2001. Marcelo holds an MBA in Business Management from Fundação Getulio Vargas and two bachelor's degrees in Information Technology and Commercial Management.
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