Niraj Kumar is currently the Regional Credit Manager at Svatantra Microfin Pvt. Ltd, a position held since 2025, after serving as Area Credit Manager-SME from 2018 to 2024. Previously, they worked as an Area Credit Manager at Veritas Finance Private Limited from 2024 to 2025. Niraj obtained a Master of Arts in Economics from Lalit Narayan Mithila University, Darbhanga, between 2018 and 2020.
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