Svatantra Microfin Private Limited (Svatantra), an NBFC-MFI, has impacted more than 30 million lives since inception in 2012. As a second largest MFI in the country, it currently serves over 400+ districts, spread across 19 states in the country through its 950+ branches and has a loan book of close to INR 7500 cr. and currently, employs over 9000 with 95% being the rural youth.  

Formerly, a GPTW recognized 30 Best Workplaces in BFSI, Svatantra  has differentiated itself by mobility-based operations, cashless disbursements, competitive  lending rates and impactful financial services such as cashless mediclaim, thereby ensuring fulfilment of its founder and chairperson, Ms. Ananya Birla’s vision of deepening accessibility of financial services through technology, innovation, and mobility.

We are honoured to be the first microfinance institution to receive the Non-Banking Financial Company – Microfinance Institution (NBFC-MFI) license from the Reserve Bank of India. Also, rated AA- by CARE. 

We pioneered 100% cashless disbursements since the beginning. Our indigenous App “SAATHI” has been recognised by The Economic Times BFSI Innovation Tribe Summit & Awards 2020 for being one of the most innovative initiatives in the microfinance segment.

Svatantra Microfin Pvt. Ltd.

Svatantra Microfin Pvt. Ltd.'s headquarters in Mumbai, India

This department focuses on enhancing employee skills and knowledge through training and educational programs.

Learning and Development

This department manages employee relations, recruitment, training, and organizational development.

Human Resources

This department manages the overall operations and performance of branch locations.

Branch Operations

This department oversees the coordination and improvement of regional and area operations to enhance efficiency and effectiveness.

Operations Management

This department focuses on overseeing credit policies and managing branch-level credit operations.

Credit Management

This department is responsible for evaluating and improving the effectiveness of risk management, control, and governance processes within the organization.

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Other teams

Human Resources

Branch Operations

Operations Management

Credit Management

Internal Audit Department