Pay Who You Trust. Trust Who You Pay.

Every day, organisations send payments to suppliers, claimants, and partners they believe they know. Too often, they don't.

Account-to-account fraud — driven by fake supplier details, invoice manipulation, and impersonation — now costs businesses tens of billions annually. Real-time payments are making it faster and harder to reverse.

T11 was built to fix this. We give organisations a single source of truth for payee and supplier management — replacing fragmented spreadsheets, manual checks, and legacy processes with an AI-powered platform that verifies, monitors, and governs every payee relationship continuously.

What T11 does:

- Verify and validate payees and suppliers
- Confirm bank account ownership and flag changes in real time
- Screen against sanctions and PEPs
- Centralise payee data across the organisation
- Use AI-driven monitoring to detect anomalies and behavioral changes before payments are made
- Reconcile payment details against stored payee records before execution
- Produce bank and PSP-ready payment files for seamless processing

The result: payments made to the right entity, with a full audit trail, every time.

We work with organisations in insurance, financial services, and enterprise payment environments - where the cost of paying the wrong party is measured in millions, not spreadsheet errors.

Founded by specialists with deep roots in payments and insurance. SEIS/EIS approved.

Know Your Payee.

T11

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T11

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Teams

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