L K Ranganathan is a strategic advisor in the banking and insurance sectors, currently consulting at Tata Consultancy Services. They specialize in digital transformation, focusing on next-generation solutions in cloud, machine learning, and AI. Previously, L K Ranganathan held significant roles at Citibank and American Express, where they enhanced customer service operations and managed various aspects of credit card programs. They have extensive experience in EMV compliance and mobile payment strategy, and they hold a B.Com degree from A M Jain College, University of Madras.
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