Troy Bage

We are building Tend to quickly show you the important numbers about your personal finances – without obsessing over budget categories. In about 8 minutes, you'll understand your financial picture. Then you can simulate big life changes like a new job, a new baby, or a new house to see if they're financially feasible. Other budget apps make you micro-manage every penny into categories. We don't have time for that. Tend only has two expense categories: 1) Fixed 2) Discretionary. Simple means sustainable. Here's what you'll know with Tend: 1. Your total income for the year across all sources 2. The percentage of income already committed to fixed expenses 3. What's left (your discretionary allowance) 4. Your average discretionary allowance by month, week, and day 5. How much you spent of that discretionary allowance last week or month 6. How much specific events (like vacations) cost you, with Tend's transaction albums 7. Your target bank balance (to safely cover credit cards and fixed expenses) 8. Your excess cash (the amount above your target balance) 9. The big, upcoming, infrequent expenses (car insurance, property tax, etc.) This is the simple, low-maintenance solution for you to understand your money in way that feels more like checking the weather than logging into a data analytics dashboard. Sign up today for free at https://tend.cash