Marcelo O. is an industrial civil engineer with 14 years of experience in risk management across traditional banking, retail finance, and fintech. They currently serve as the Risk Manager at Tenpo, where they create risk teams and implement technologies for risk management. Previously, Marcelo held key positions, including Credit Risk Deputy Director at Falabella Soriana and Portfolio Manager at Banco Santander, where they honed their expertise in credit risk strategies and portfolio management. Marcelo's educational background includes a degree in Industrial Civil Engineering from Universidad Técnica Federico Santa María. They aim to further enhance their knowledge in comprehensive management of consumer products and credit cards.
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