Terrapin auto-discovers and organises every receipt from email, banks, camera roll, and digital wallets - so freelancers and SMBs never miss a deduction.

Every prior generation of expense tools - Concur, Expensify, Brex, Ramp - was built for finance teams and procurement departments. Nobody built for the individual freelancer, the sole trader, or the small business owner. Terrapin does.

We're source-agnostic from day one. Terrapin connects to:
➤ Email inboxes (auto-detect receipts)
➤ Bank accounts (12,000+ institutions via Plaid)
➤ Camera roll (recognise receipts you've already photographed)
➤ Digital wallets (Apple Pay, Google Pay)

No forwarding. No snapping. No manual entry. You don't change how you work - we just find the receipts that are already there.

The Terrapin Partner Programme is built around the firms your clients already trust. 20% revenue share for accountants, 10% for bookkeepers. Direct exports formatted for your accountant, QuickBooks, Xero, and more.

SOC 2 Type II certified. Bank-level encryption. Live across the US, UK, and Canada on iOS, Android, and web.

Founded in 2025 by Tom Puddifoot (ex-GE, co-founder of Chain Asset Management Solutions - acquired by Stonehenge Capital), Ken (ex-GE, hospitality operator), and Will (freelancer, content creator).

Terrapin

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Terrapin

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