The Payment App
David MacLeod is currently a legal advisor at The Payment App. David has over 20 years of experience in the software engineering field. David started their career at Epicentric in 1999 as a web engineering team lead. In 2001, they became a senior software engineer at Vignette and provided architectural and thought leadership in developing a number of presentation-level frameworks and features for the product. David became a software architect at Vignette in 2004 and led a multi-product, on-shore/off-shore development team with groups in San Francisco and Hyderabad, India. David has also performed cross-product architectural analysis and implementation for integrations between Vignette products and provided technical due-diligence in the process of acquiring other companies.
David MacLeod received a BS in Computer Science from California State University - East Bay.
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The Payment App
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The Payment App groups together Mobile Applications under one roof that share a common technology foundation in mobile payments while making life easier and/or cheaper for users and business more efficient & productive for merchants. We enable 1:1 marketing that drives value for users and merchants and powerful business intelligence for merchants through unique smart data from user transactions. The Payment App is working towards a paradigm shift in how transactional data is used by financial institutions, merchants and brands. Our collaborative approach has created an API driven, machine learning platform offering an innovative and mutually rewarding way for consumers and merchants to interact. Globally the move to smart mobile devices and neo banking has shifted the traditional deposit taking methodology of banking to transactional based mechanics. Research tells us that implementation of real time funds transfer capabilities along with the ability to transfer significant information such as line item specific transactional data will not only add additional GDP to Australia’s market place but will also help with fraud and risk mitigation whilst providing a more transparent marketplace.