We are poachers turned gamekeepers.

The Risk Factor Ltd is a firm made up of former insurance brokers, with extensive expertise in the public sector. Our mission is to provide you with your own specialist in-house expertise to manage the insurance procurement process, to identify and drive out hidden costs associated with insurance brokers and expand the market competing for your business. 

We are transparent with all processes, advice and fees and of course all the advice and recommendations we provide is fully insured - which means no risk to your business. A dedicated, highly qualified and experienced risk practitioner is on hand at all times throughout the year to provide advice and handle any queries you might have. 

What we achieve is very simple, we save you time and we save you money. 
Our services include:
Managed insurance procurement process
Outsourced "in-house" insurance expertise
Risk strategy analysis and audits
Alternative risk transfer strategies
Ongoing claims management and data analysis
Renewal negotiations
In house training, systems and procedures.

What better way is there to manage your insurance requirements than with the guidance of someone who knows all the tricks of the broking trade, but with total clarity and transparency?

The Risk Factor Ltd

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