Matt Karnas

Portfolio Manager

Matt Karnas is an experienced associate portfolio manager at Thrivent, specializing in commercial mortgages since May 2017. Responsibilities include analyzing commercial real estate mortgage investment opportunities, preparing financial underwritings, loan pricing, credit analyses, and risk models using Microsoft Excel, Word, and Argus. Prior to Thrivent, Matt worked at Venture Mortgage Corporation from June 2013 to April 2017 as a producer, where the focus was on originating and placing commercial real estate loans with third-party lenders. Areas of expertise encompass investment analysis of commercial real estate cash flows, sourcing lenders, underwriting, packaging loan requests, and market analysis across all asset classes, supported by proficiency in Salesforce for pipeline management. Matt holds a BA in Mathematics and Economics with a Finance concentration from St. Olaf College and a MA in Leadership and Management from Concordia University - St. Paul.

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