Rafael Matos

Rafael Matos, MSc., currently serves as the Lead Data Scientist at Neon, focusing on Cost-of-Credit and Credit Capital. With extensive experience in developing and deploying loss rate models and complying with IFRS 9 and Brazilian Central Bank regulations, Rafael has previously held pivotal positions at Itaú Unibanco as a Senior credit portfolio management analyst and Senior credit risk modeling analyst, as well as roles at Argaussia, Match | Marketing + Tech, PwC Brasil, and KPMG Brasil. Rafael's educational background includes a master's degree in Complex Systems Modeling from USP, enhanced by degrees in Mechanical & Aerospace Engineering from Arizona State University and Mechanical Engineering from Universidade Federal de São João del-Rei.