John Perate

John Perate is a seasoned banking professional currently serving as the Chief Lending Officer and Senior Vice President at Tompkins Financial Corporation. With expertise in middle market and corporate banking, John has held notable positions at M&T Bank, CitiFinancial, and Santander Bank, where they focused on commercial banking and relationship management for middle market companies. John earned a B.S. in Marketing and International Business from Penn State University and has pursued further education at Wharton Executive Education and the ABA Stonier Graduate School of Banking.