Carlos I.

Carlos I. has over 13 years of work experience in the credit and risk management sector. From 2008 to 2011, they worked as a Home Lending Specialist at Wells Fargo Home Mortgage. In 2007, they worked as an Administrative Assistant at the Consulate General of Mexico in San Antonio Texas. From 2011 to 2014, they worked as a Senior Underwriter and Loan Fund Manager at LiftFund Inc. and Working Capital for Community Needs (WCCN) respectively. From 2014 to 2017, they worked as a Senior Manager of Credit & Underwriting at BlueVine. From 2018 to 2021, they worked as a VP of Credit and Risk Management at Credit Key. Currently, Carlos I. is working as a Head of Credit Risk at Toolbox and as a Principal at Kredet Consulting.

Carlos I. is currently enrolled in the Harvard Business Analytics Program, which they began in 2022. From 2016 to 2016, they completed a Certification in Business Analytics, Financial Accounting & Economics for Managers at Harvard Business School Online. Carlos also holds multiple certifications from Coursera Course Certificates and Coursera Verified Certificates, which they obtained between 2015 and 2016. Prior to that, Carlos I. obtained a Bachelor of Business Administration (BBA) from the University of the Incarnate Word in 2009, which they studied Business Management. Carlos also holds certifications from Lynda.com and Smartly by Pedago, LLC.