Philip P. Smith, Jr. is a Senior Vice President at Towne Bank, specializing in Business Banking and Private Banking. They have over two decades of experience in retail and commercial banking, having held leadership positions at Wachovia & Centura Bank, First Citizens Bank, and SunTrust Bank. Philip obtained a Bachelor of Science in Industrial Relations and Psychology from UNC Chapel Hill and furthered their education with a Master of Arts in Communication from Regent University, along with completing a Mid-Management Program at the North Carolina School of Banking. At Towne Bank, they emphasize a consultative approach to finance, aiming to build trusted relationships with members.
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