Will Ray

Will Ray is an experienced financial services professional with a robust background in commercial lending, credit risk management, and portfolio oversight. Currently serving as a Wholesale Credit & Portfolio Risk Officer II at Truist since July 2024, Will has previously held key positions at First Citizens Bank as a Credit Review Officer and Financial Services Representative II, as well as Vice President roles at KS Bank, Inc. and M&F Bank NC. Throughout a career that began in 2008, Will has demonstrated a strong track record in driving sales, managing credit risk, and building client relationships, supported by a degree in Business Management from North Carolina State University.