Michael Smith

Michael Smith has extensive experience in risk management and compliance within the banking sector, currently serving as Senior Manager for Conduct Risk & Compliance Oversight at TSB Bank since February 2013. Prior to this role, Michael held several positions at Lloyds Banking Group from February 2004 to February 2013, including Risk Manager, Assistant Risk Manager for both the Risk Team and Intermediary Mortgages, and various roles in mortgage lending and customer service. Michael's educational background includes a degree from Heriot-Watt University and early education at George Heriot's School.