Twain Financial is a fee-based financial planning firm serving Canadians virtually across British Columbia, Ontario, and Alberta.

Founded by Ryan Lee, CFP® — a Certified Financial Planner and FP Canada Media Ambassador — Twain Financial was built on a simple belief: Canadians deserve clear, unbiased financial advice that actually moves the needle.

We specialize in:
→ Retirement planning — CPP, OAS & GIS optimization
→ RRSP, TFSA & FHSA contribution strategies
→ Tax-efficient investing & estate planning
→ Pre-retirement income planning & wealth transition
→ Financial planning for tech professionals & self-employed Canadians
→ Self-employed & incorporated professional planning

What makes us different: we're fee-based, not commission-driven. That means our advice is built around your goals — not product sales.

Whether you're a professional building toward early retirement, a pre-retiree mapping out your CPP and OAS strategy, or a self-employed Canadian navigating tax planning — we bring structure, clarity, and calm to your financial life.

📍 Serving clients virtually across BC, Ontario & Alberta
🌐 twainfinancial.ca

Twain Financial

Org chart

Teams

Offices

Twain Financial

Org chart

Teams

Offices

Related companies