Javier Barraza

Javier Barraza is a results-driven Risk and Actuarial Professional with over 13 years of experience in traditional banking and fintech sectors. Currently serving as a Sr. Manager at Ualá, they manage IFRS9 ECL models and lead optimization initiatives for predictive accuracy. Previously, they held a leadership role at Santander Group, overseeing capital management and implementing stress testing frameworks. Javier also contributes to academia as a professor at the University of Buenos Aires, delivering specialized courses in risk management and quantitative risk topics. Their expertise includes advanced modeling, regulatory compliance, and fostering high-performing teams.