UCARD builds digital banking and payment software for microfinance banks, OFIs, cooperatives, and agent network operators across Africa.
Our two products help financial institutions launch and run services faster without building from scratch:
Nexus — digital banking software for MFBs and OFIs. Manage customer accounts, transfers, loans, KYC, and multi-channel delivery (USSD, mobile, web) from one platform. White-label, CBN-compliant, live in 6–8 weeks.
Paystation — agent and field banking software for cooperatives and operators. Onboard agents, manage float, process collections and bill payments, and track commissions in real time. CBN single-principal compliant.
40+ institutions live across 4 markets. 12,400+ agents supported. 2.3M+ monthly transactions processed. Integrations with NIBSS, 9+ electricity distribution companies, and all major telcos.
UCARD operates under Cloud Interactive Platforms (CIP), headquartered in Lagos, Nigeria. Our team brings 15+ years of experience from ntel, Etisalat Nigeria, and Cranfield University executive programmes. Backed by Expert Dojo venture studio.
Learn more at ucardinnovations.xyz

UCARD Innovations Inc.

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UCARD Innovations Inc.

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