David Hughes

David Hughes, CFA, is a seasoned financial professional with extensive experience in credit and portfolio risk management. Currently serving as Senior Vice President and Card Portfolio Risk Manager at UMB Bank since October 2015, David has previously held roles at Synovus as a Credit Risk Analyst, where analysis of credit risk and development of pricing models were key responsibilities. Prior experience includes positions as a Financial Analyst at M&T Bank and Managing Partner at Omega Group, focusing on business analysis and operations in the hospitality sector. David began his career as a Junior Research Analyst at Reliance Financial, analyzing equities and formulating investment strategies. David's academic background includes an MBA in Finance and Consulting and a BS in Business, both obtained from the University at Buffalo School of Management.