John Watkins

John Watkins is a seasoned finance professional with extensive experience in commercial lending and asset-based financing. Currently serving as a Client Manager in Capital Finance at UMB Bank since August 2004, John specializes in working capital loans ranging from $5 million to $30 million. Prior experience includes roles as a Loan Officer at First Federal Bank, managing asset-based loans from $1 million to $10 million, and at Coast Business Credit, overseeing a similar loan range of $2 million to $20 million. John also served as a Loan Underwriter at First Interstate Bank, focusing on secured and unsecured loans from $1 million to $10 million, and began a career as a Collateral Analyst at CIT Group, working with asset-based loans of $1 million to $10 million. John holds a degree in Business Administration with a focus on Finance from San Diego State University, obtained between 1985 and 1989.