Patrick Vail

Patrick Vail is a Senior Credit Data Scientist at UMB Bank since October 2022, with prior experience as a Data Scientist at United Federal Credit Union from January 2020 to October 2022, and as a Senior Financial Analyst and Data Scientist at Marathon Petroleum Corporation between June 2017 and January 2020. Academic qualifications include a Doctor of Philosophy (PhD) in Applied Economics and a Master of Arts in Economics, both from Western Michigan University, as well as a Bachelor of Science in Business Administration with a focus on Finance from Valparaiso University. Past positions also include roles as a Finance Analyst and a Prevailing Wage Administrator at Western Michigan University and the City of Kalamazoo, respectively.