UMB Financial Corporation
Tracy Howren is a seasoned professional in commercial real estate, currently serving as Regional Manager and Director of Affordable Lending in the Commercial Real Estate Group at UMB Bank since October 2015. In this role, Tracy leads the profitable growth and management of Commercial Real Estate relationships within St. Louis. Prior to this, Tracy held the position of Vice President at Enterprise Bank & Trust from May 2005 to September 2015, where responsibilities included growing the commercial real estate portfolio and managing client relationships. Tracy began the career as a Commercial Lending Officer at TIB Bank from March 2003 to May 2005. Tracy earned a Bachelor of Science in Business Administration with a focus in Economics from the University of Missouri Trulaske College of Business between 1997 and 2001.
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