Virginia Sanchez

Construction Loan Department Team Lead, VP

Virginia Sanchez currently serves as the Construction Loan Department Team Lead and Vice President at UMB Bank since August 2025. Prior to this, Virginia held the position of CRE Consumer Construction Portfolio Manager Senior, Vice President at Heartland Financial USA, Inc. from July 2017 to October 2025, where responsibilities included underwriting and processing consumer construction loans for residential custom home builds. Virginia's career began at Citywide Banks, where from July 1990 to July 2017, Virginia progressed from Loan Operations Project Analyst Senior, Vice President to Loan Operations Manager, Senior Vice President, overseeing a variety of loan operational functions and special projects to enhance operational efficiencies.

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